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Whether you're buying or selling a home, you're likely to hear the term MLS, which stands for Multiple Listing Service. The MLS is a platform used by real estate agents and brokers to share information about properties for sale and find available listings for prospective buyers.

Buying or selling a home is one of the most financially significant transactions most people engage in. And taking this step amid an especially competitive real estate market, as we are experiencing now, is no small matter.

Real estate has been experiencing a brisk few years, to say the least, with homes selling at record prices and bidding wars becoming increasingly common.

As homebuyers vie for a limited supply of properties, many shoppers are making a concession that would be unthinkable in a normal housing market: They're assuring sellers that they won't use a home inspector's findings to haggle for repair costs or wiggle out of a deal.